Earned Wage Access


Earned Wage Access

Showing your team you care for their wellbeing can go a long way.Provide financial wellness resources and support your employees in becoming financially resilient with earned access to wages.

A Holistic Financial Wellness Solution

Lower employee turnover. Improved engagement and productivity.

Gain competitive advantage as you recruit top talent and motivate skilled workers to stay with you longer. By implementing early wage access, you can become an employer of choice.

Offered in partnership with PayActiv, the leader in Earned Wage Access¹

Benefits for Employees

  • Consumer champions.

    An award-winning partnership² that combines the security of the Brink‘s Money Paycard³ with the holistic financial wellness app by PayActiv, the leader in Earned Wage Access.

  • Avoid predatory lending fees

    Protect employees against unfair fees from payday lenders and banks. Provide access to up to $500 of their already earned wages when they need it most.

  • One membership, many services

    A comprehensive suite of financial wellness resources including counseling, bill pay, budgeting and savings tools. Full access to services for $1 per day you use it. no fees assesed for days you don’t.

  • Become part of the digital economy

    Affordable transportation with Uber Rides and access to e-commerce via Amazon all within the same app. No extra fees, it's all included in a single membership.

Disclaimer Earned Wages



1. Requires Employer to offer the PayActiv benefit. Earned Wage Access is an optional program provided to Brink's Money customers in partnership with PayActiv as a voluntary benefit. Earned Wage Access is not a loan and there is no interest to use the service. You may be required to register for and create an account with PayActiv in order to access information, products, and features offered through PayActiv. See the program Terms and Conditions for additional details about how it works. Program sponsor: PayActiv. Netspend Corporation, Republic Bank & Trust Company, and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.

2. Brink's Money and PayActiv were presented with the Consumer Champion Award during the 2020 Innovative Payments Association Awards. The award recognizes products and services that follow the Compass Principles, a set of guidelines to build high-quality financial tools that improve the financial health of underserved consumers. 

3. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification are required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions and ATM withdrawals. Restrictions include: international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.